Working Around the Insurance Companies

A friend is on vacation this week, and she’s having fun, despite having to shave some of her medications every 2 or 3 days. Here’s the deal;

She has medical insurance through her former employer, the same medical insurance she had while she was working, but since she’s retired, the actual insurance company has changed. Apparently, this new company wants to ‘save’ every penny it can. No matter what the cost to the people who rely on them for help with medical bills.

My friend was diagnosed many, many years ago with chronic depression. After taking antidepressants and getting counseling for several years, she felt she had it under control and her doctor helped her wean herself from the antidepressants. She did well for over a decade.

Almost a year and a half ago, she realized the depression had snuck back into her life, and she asked her doctor to prescribe some antidepressants. There were some new ones available that he thought might be a good fit, the insurance company (at that time, the old one) had no problems approving them.

The insurance company changed, and the friend felt that particular antidepressant wasn’t working well, so her doctor changed her prescription. The insurance company threw up all sorts of road-blocks; ‘This drug is a level 2, and should not be prescribed without a clear indication this strong a drug is needed’, and who knew what else. Happily, her doctor and pharmacist argued with the insurance company on her behalf, and eventually, she got her new antidepressants.

All seemed to be going okay, although she still felt more depressed than not after several months. When she mentioned that to her doctor, he agreed to up her dose. She had just refilled her prescription based on the old dosage, and simply increased the number of pills she took each day from 2 to 3. Realizing her insurance company would need to ‘approve’ this higher dosage, she called her doctor’s office a FULL WEEK before she needed more pills so that the change could be made, and (she hoped), she would be able to refill the higher dosage without any problem.

She had to go for 3 days without any antidepressants before the insurance company finally approved the change in dosage. Once she started taking her pills again, it was a full week before she felt she could function.

When she realized she would be on vacation when it was time to refill her prescription, she cringed at the idea of fighting with the insurance company over an early refill. She would get home only 2 days AFTER she ran out of pills, but she didn’t want to go completely without for 2 days, and be unable to function for 4 or 5 days after that. So she’s been carefully skimming her dosage down to 2 pills every 3rd or 4th day, and taking the full dose of 3 pills the remaining days. On those days when she only takes 2 pills, she returns to her room a little earlier, in case some fogginess overtakes her as her drug level dips, and the following day, she may start her activities a little later, to give that drug level a chance to start raising.

She thinks she’s exercising some control, but the fact is, the insurance company has won. They have become the de facto death panels.

What a Politician!

I call myself an Independent, because I don’t completely identify with either party. Most times when I vote, I’m voting against the one I think is the less desirable, rather than anybody I actually like.

So, Romney’s been visiting overseas. Apparently, he’s trying to show the American people that he’s ‘ready’ to be President. I’m not impressed.

He hasn’t managed to impress the people of the countries he’s visited, either. He stepped on toes (verbally) in England and Israel. When he tried to avoid any more problems by keeping his mouth shut (except for a well-rehearsed speech) in Poland, one of his ‘helpers’ lost his temper and used vulgar language telling reporters to have some respect in the holy Polish location they were in. Seems to me if the Polish people were insulted by the reporters trying to ask Mr. Romney questions, they would been even more insulted by the language used by Mr. Romney’s helper.

I did hear that the candidate’s assistant later apologized, but I have to wonder … did he apologize to the reporters for having lost his temper? Or to the Polish people for using such language in their sacred location? Is he still a member of Mr. Romney’s staff?

In my opinion, staff members are extensions of the candidate. If a staff member does something truly embarrassing, then I wait to see what happens. If that staff member faces consequences, that gives me a clue where the boss stands. If the staff member doesn’t face any consequences, then the boss is condoning whatever the staff member did.

In any case, I’m not thrilled with the prospect of having a president who insensitively insults some of our best allies. How would he treat countries we aren’t that close to?

Airflight Technology

Okay, so Trudy flew home from vacation in Orlando, and almost as soon as she got home, she came down with “airflight crud.” It’s to be expected, right? Everybody knows that when you’re stuck in a confined space with 100+ other people, you are exposed to all types of germs, greatly increasing the chance that something will get past your body’s defenses and settle in for a visit.

This connection is so well known, there are even ‘medications’ that were developed to help you avoid catching other people’s illness. The most common kinds are a combination of vitamins, zinc and maybe some herbs. Such remedies might help, if your body is low on these ingredients. But it’s kind of like that old question about prunes as a laxative; Is 6 enough? Is 12 too many?

Are airliners equipped with air scrubbers? Even if they are, I’m not sure that would help prevent the spread of sickness. I’m thinking air scrubbers remove things like dust and CO0, but that squirmy little germs find a way through. Does anybody know A) do airliners have air scrubbers, and B) do air air scrubbers stop germs?

If nothing else, the flight crew could spritz the cabin with antibacterial air freshener between flights. Maybe that would help confine the available illnesses to catch to those brought aboard for this flight, and not something from 3 flights ago.

Electric Cars Are Not Electrifying

I've been researching electric cars, wondering if it was time to consider getting one to replace our older car. How long have the car companies been working on these? They've been saying they were around when cars were first being made, and the limitations then were the same limitations they've got now; only a few dozen miles per charge and long re-charging times. They haven't made much progress with those problems, they say, because electric cars were abandoned in favor of gas burning cars.

I was a little surprised to hear this is a second chance for electric cars; I was greatly dismayed to hear they haven't made any progress in eliminating those early problems. No, electric technology has not specifically been looking at being used in cars for the past hundred years, but hasn't it made any progress at all?

I even went so far as to look at re-charging stations that have been established for these cars. I was especially interested in the quick re-charging stations, which can recharge you to 90% in only half an hour. I was sadly disappointed. The closest recharging station of any kind was in Kansas City, and beyond that on the way to Florida, St Louis. There are none in Omaha, where I live. Since electric (and hybrids) get about 100 miles per charge, I could not use one to get even as far as Kansas City, which is not quite 200 miles away.

I like my traveling. I'd like to do a lot more of it while I'm still able to. But unless these people making electric cars get serious about it, I'm still going to have to burn gas to do it.

Bummer.